Transparent Fees for Trusted Advice
At Financial Initiatives, we believe that clarity and transparency are essential when it comes to fees. Our goal is to provide professional, independent advice that is straightforward, fair, and aligned with your best interests. We structure our fees to reflect the value of the guidance and planning we provide, ensuring there are no hidden costs or surprises.
We offer flexible approaches to our fees depending on the service you require:
Initial Consultation
An introductory meeting to understand your goals, review your current situation, and outline how we can help.
Ongoing Financial Planning
For clients who wish to have continuous guidance, our ongoing service provides regular reviews, adjustments to your plan, and support through changing circumstances.
Project-Based Work
For specific financial events or tasks—such as retirement planning, inheritance planning, or business wealth extraction—we provide a clear scope of work and associated fees.
Fee Structure Transparency
Our fees are designed to be proportional, fair, and aligned with the services provided. We will always provide a clear fee schedule upfront, highlighting whether fees are fixed, percentage-based, or a combination depending on the nature of the service. By understanding the cost structure in advance, you can focus on achieving your financial goals with confidence.
Value You Can Trust
Paying for independent, evidence-based financial advice ensures that your decisions are well-informed, compliant, and tailored to your long-term prosperity. Our aim is to provide clarity and reassurance at every step, making your financial journey smoother and more secure.
We are committed to explaining exactly how fees are calculated, so you can make informed decisions about the services that best suit your needs.
Frequently Asked Questions
Do you charge for the first meeting?
No. Your first consultation is free and focused on understanding your goals and current situation. We’ll explain how we can help, with no obligation or hidden costs.Contact Us
How do your ongoing fees work?
Our Ongoing Financial Planning service includes regular reviews, plan updates, and ongoing support. Fees are explained clearly in advance, so you always know what to expect.View Fee Example
What if I just need one-off advice, like retirement or inheritance?
That’s where our project-based fees apply. We’ll agree the scope—such as Retirement Planning, Inheritance Planning, or Business Wealth Extraction—and confirm costs upfront.Explore Our Services
Are your fees fixed or percentage-based?
It depends on the service. Some are fixed, others percentage-based, or a combination. You’ll always receive a clear fee schedule before any work begins.View Fee Example
How do I know I’m getting value?
You’re paying for independent, evidence-based advice built around your best interests. The value is in making confident, informed decisions about your money today and for the future.Who We Are
YourPath
Tailored Planning at Key Life Moments
Financial priorities evolve. YourPath is our structured roadmap for transitions like retirement, inheritance, tax changes, and beyond. It connects your situation with the right strategies and services.